Now, onto the trip insurance. I HIGHLY recommend getting trip insurance for any "big" trips you are taking. As we learned on our honeymoon, having it is SO important, especially when something goes wrong i.e. losing a wedding band in the ocean.
Now, you have to make sure to really look into the details of the insurance before purchasing because a lot of them don't cover exactly what you need/are looking for. i.e. If you're cruising you want a plan that is going to cover "tours", if going to Mexico during hurricane season, a plan that has good evacuation coverage, and a trip that requires several flights, a plan that covers good flight/baggage delays.
In my opinion, the BEST place to go for your travel insurance is www.squaremouth.com. This site compares several different travel insurance companies and allows you to compare plans to decide what's best for you. I always buy my travel insurance via this website and do not buy my insurance that say Delta Airlines suggest I use, or Sandals, or Carnival Cruise lines, etc. I have found that those plans are MORE expensive and cover LESS than plans I can buy through other companies. Why I like Squaremouth so much is that it does all of the comparison shopping for me and it is super easy to use!! Definitely try it out for your next trip and if you have any more questions about picking your trip insurance, just let me know :)